Can you recommend an honest, patient, and intelligent mortgage broker? The archives listing’s are over a year old and I’d love to get more recent recommendations. Please let me know how much they charge also. Thanks so much. Hi, I am looking to buy a home, for the first time… and would like to get some recommendations of trustworthy Mortgage Brokers. Looks like the last time that the recommendations were updated on the web was 2003. Thank you, Scott

While a down payment is not required on VA loans you will still need funds to cover your closing cost which average 3% – 4% of the loan amount. However, with a va Home Loan the seller is allowed to pay all of your closing cost up to 6% of the loan amount. So, it is possible to avoid having to come out of your pocket to pay closing cost as well.